Bankruptcy law can help individuals and companies who find themselves with too much debt get a fresh start. Filing a bankruptcy can erase all of your credit card debt, medical bills, civil judgments and in some cases second and third mortgages. A bankruptcy filing can help you save your home from foreclosure, get caught up with your IRS bills and restore your credit rating, all while keeping your house, your car and your personal items.
Your right to file bankruptcy is guaranteed under the Constitution and for many people, exercising that right can mean the difference between regaining control of your future and financial ruin.
The bankruptcy code has gone through many revisions, the most recent revision in 2005 allows you to keep you personal property, car, retirement accounts and your home while erasing all of your dischargable debts. A discharge is an order signed by a Judge discharging (erasing) your debt. Debts that are discharable in bankruptcy are credit card debts, store charge debts, unsecured loans, medical bills, legal bills, civil judgments, lawsuits and some mortgages.
When filing for bankruptcy, there are some debts that are not erased and there are some limits to the value of the property you can keep. If you are considering filing for bankruptcy it is important to speak with a bankruptcy attorney who can examine your finances, debts and assets and offer you advice on whether bankruptcy can help you. At the Law Offices of Everett Cook, P.C. you will have a free consultation with a bankruptcy attorney from the lehigh valley who will be able to advise you at the end of the consultation what debts can be erased, what property you can keep and what chapter you can file under. Help from an experienced bankruptcy attorney is only a phone call away. If your situation can be helped with a bankruptcy, our bankruptcy attorney can begin your bankruptcy case the same day as your initial consultation.
At The Law Offices of Everett Cook, P.C., we take pride in offering our clients the finest representation, personal service and professionalism all at a cost that may suprise you. We have helped hundreds of Lehigh Valley residents save their homes, their retirement accounts and regain their piece of mind. As one of the largest bankruptcy firms in the Lehigh Valley, we can offer you a free consultation with an experienced bankruptcy attorney who can help you make the best choice. Our office, located in Lehigh County, represents residents of Northampton County, Lehigh County, Carbon County, Bucks County and Berks County.
Stop all the phone calls with one call to our office today. You have nothing to lose, the first consultation is free.