While it may not be desirable, filing for bankruptcy may be the best option for solving your financial issues. Bankruptcy law can help individuals and companies who find themselves with too much debt get a fresh start. If done properly, you can avoid creditor harassment and take control of your finances. Filing bankruptcy can help you save your home from foreclosure, get caught up with your IRS bills and restore your credit rating, all while keeping your house, your car and your personal items.
Your right to file bankruptcy is guaranteed under the Constitution and for many people, exercising that right can mean the difference between regaining control of your future and financial ruin.
When filing for bankruptcy, there are some debts that are not erased and there are some limits to the value of the property you can keep. If you are considering filing bankruptcy it is important to speak with a bankruptcy attorney who can examine your finances, debts and assets and offer you advice on whether bankruptcy can help you. Attorney Cook will be able to advise you on what debts can be erased, what property you can keep and what chapter you can file under. If your situation can be helped with a bankruptcy, our Attorney Cook can begin your bankruptcy case the same day as your initial consultation.
We take pride in offering our clients the finest representation, personal service and professionalism all at a cost that may surprise you. We have helped hundreds of Whitehall, PA residents save their homes, their retirement accounts and regain their piece of mind. As one of the largest bankruptcy firms in the Lehigh Valley, we can offer you a free consultation with an experienced bankruptcy attorney who can help you make the best choice. We represent residents of Northampton County, Lehigh County, Carbon County, Bucks County, Berks County, Philadelphia County, Chester County, York County, Columbia County, Luzerne County, and Montgomery County.
Attorney Cook assists individuals, couples and companies to find the best options for their unique situations.
The bankruptcy code has gone through many revisions, the most recent revision in 2005 allows you to keep you personal property, car, retirement accounts and your home while erasing all of your dischargable debts. A discharge is an order signed by a Judge discharging (erasing) your debt. Debts that are discharable in bankruptcy are credit card debts, store charge debts, unsecured loans, medical bills, legal bills, civil judgments, lawsuits and some mortgages.
While filing bankruptcy should be a last resort, it can be beneficial for those who can't pay off their debt. With the right help filing for bankruptcy, you could: