Bankruptcy FAQ - Your Questions Answered

Q: Will Bankruptcy Ruin My Credit For Life? A: No. Bankruptcy can be the quickest way to restore your credit. Erasing unsecured debt improves your debt-to-earnings ratio and payment history, leading to a better credit score.

Q: Can I Get Another Credit Card After Bankruptcy? A: Yes. Bankruptcy erases unsecured debt, making you a better credit risk over time.

Q: Will I Lose My Home or Personal Belongings in Bankruptcy? A: No. In most cases, our bankruptcy attorney can help you keep your home, car, and personal belongings.

Q: What Are Your Firm's Bankruptcy Fees? A: Fees vary depending on the case. Contact us for a free estimate during an initial consultation.

Q: Must My Spouse File for Bankruptcy Too? A: No. Filing is voluntary, but joint filing may offer advantages.

Q: Will My Bankruptcy Be Published? A: No. Bankruptcy filings are federal cases and are not published in newspapers.

Q: How Quickly Can My Bankruptcy Be Filed? A: We can file your case promptly, often within a week.

Q: Can Bankruptcy Stop a Sheriff Sale? A: Yes. Bankruptcy halts sheriff sales if filed before the sale.

Q: How Can I Stop Creditor Calls? A: Filing bankruptcy stops creditor calls immediately.

Q: What Happens If I Have a Judgment Against Me? A: Bankruptcy erases the debt underlying the judgment.

Q: Do I Have to Attend Court for Bankruptcy? A: Yes, but no judge is present. Our attorney will accompany you.

Practice Areas: Bankruptcy, Chapter 7 Bankruptcy, Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Debt Negotiation, Foreclosure, Bankruptcy FAQ, Criminal Defense, Family Law.